SBI Lunch Timings And Working Hours For All Branches


The SBI or State Bank of India is an Indian public sector bank and financial services, provider. The bank was ranked 236th in the fortune global 500 List in the year 2019. The headquarters of the bank is located in the Mumbai state in India. It is one of the oldest commercial corporations in the Indian subcontinent. It was established on the 2nd of June, 1806 as Bank of Calcutta. In this article, we will discuss SBI lunch timings and the working hours of various branches.

In the early decades of the 19th century, Bank of Calcutta along with two other banks was a part of the Imperial Bank of India. After India’s independence, the Imperial Bank of India was entirely submerged by the Indian constitution which then divided them into 9 princely banks. Later, in the year 1955, the government of India renamed the banks under the Imperial Bank of India to State Bank of India.

SBI Lunch Timings and Working Hours

Today, the SBI has approximately 24000 branches in India; and, 191 overseas offices in 36 different countries. It has the largest presence in the foreign market as compared to other banks in India. State Bank of India branches also consist of non-banking subsidiaries viz SBI Capital Markets Ltd., SBI Cards and Payment Services Pvt. Ltd., and SBI Life Insurance Company Ltd. The SBI working hours are as follows –

  1. The banking hours are from 10:00 A.M. to 4:00 P.M. from Monday to Friday.
  2. The banking hours on First, Third, and Fifth Saturday are from 10:00 A.M. to 4:00 P.M.
  3. The Banking services are not available on the 2nd and 4th Saturday of every month.
  4. The banking services are paused every working day from 2:30 P.M. to 3:00 P.M. as SBI lunch timings.
  5. The bank remains closed on Sundays.

The SBI lunch timings may vary from branch to branch. However, the usual SBI lunch timings are from 2:30 P.M. to 3:00 P.M. Even when a customer visits the branch, they can find alternative cashiers and clerks who can address their queries. Also, they usually have access to all the banking needs of the customer even when the bank lunchtime is declared. All in all, the SBI working hours lasts for 6 hours from every Monday to Saturday.

sbi lunch time

Moreover, the SBI working hours and SBI lunch timings might differ in the urban branches of the bank. So, it is fruitful to call the branch before visiting. Under normal conditions, bank thrives to provide high-quality customer service for which they never mind to go an extra mile. This significant professional attitude of the bank makes banking more convenient for its customers. Also, this remains the foremost reason for SBI being the fastest evolving bank in the country.

Few years ago, some of the bank employees ruined the reputation of the bank with selfish behaviour and slow customer service. But that has changed a lot now as the staff now is more considerate, punctual and professional.

Other Info

NEFT Timings

The NEFT timings of the State Bank of India are one of the finest examples of the dedication of the bank. The NEFT timing for the customers is set from 8:00 A.M. to 7:00 P.M. Here we can clearly see that NEFT facility by the bank starts before the bank working hours and lasts even after the employees have left for the day. However, NEFT before 10:00 A.M. and after 7:00 P.M. is possible only via net banking or mobile banking as staff of braches leaves for the day. Additionally, NEFT services remain closed on Sundays, 2nd and 4th Saturdays, and on bank holidays.

RTGS Timings

The RTGS timings of the State Bank of India are also between 10:00 A.M. to 7:00 P.M. and, services remain inoperable on Sundays, 2nd and 4th Saturday, and on bank holidays. However, RTGS requests between SBI working hours are executed more speedily than other timings. Moreover, there is no significant difference between NEFT and RTGS but bank charges may differ. Also, the bank charges are set as per the amount requested for NEFT or RTGS.

Nonetheless, RTGS services are usually requested by those customers who want to transfer large amounts of money to the beneficiary’s account. While NEFT transactions are chosen for smaller amounts of money. Let us take a quick look at NEFT and RTGS Charges which remain unchanged during SBI working hours or SBI lunch timings, or even if banking hours are ended. The NEFT charges are as follows –

  • The bank fee is Rs. 2.50/- +applicable tax on transactions up to Rs. 10,000/-
  • The bank fee is Rs. 5/- + applicable tax on transactions up to Rs. 1 Lac.
  • The bank fee is Rs. 15/- +applicable tax on transactions between Rs. 1 Lac to Rs. 2 Lac.
  • The bank fee is Rs. 25/- +applicable tax on transactions that are more than Rs. 2 Lac.

The RTGS charges are as follows –

  • The bank fee is Rs. 25/- +applicable tax on transactions between Rs. 2 Lac to Rs. 5 Lac.
  • The bank fee is Rs.50/- +applicable tax on transactions above Rs. 5 Lac.

However, the bank fees mentioned above on NEFT and RTGS transactions remain the same even if you request it from net banking service or mobile banking service or visit a branch during SBI working hours. And, these services are not available on bank holidays, Sundays, and 2nd and 4th Saturdays.

Final Words

Here, we have tried to cover the major queries apart from giving information on only SBI working hours and SBI lunch timings. However, SBI offers much more than just banking services. It has also joined hands with BNP Paribas to offer insurance services of all kinds to its customers. And, the bank has a network of over 59 thousand ATM machines in the entire country which makes it one of the banks with the largest number of ATM machines installed.

Nevertheless, the State Bank of India is considered the oldest bank of India which was founded before independence. So, the responsibility of the bank is much bigger than many other nationalized banks in India. And, the bank has always proved itself worthy even in the times of adversaries. It is even said that no citizen in the country has at least one bank account in the State bank of India. Nevertheless, there are several banks now, so there are many who do not have an account in State bank of India. But, State Bank of India remains a prominent leader amongst other banks in the country.

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